THE BIG PICTURE. PERSONALLY PLANNED.
Your wealth.
Your family.
Your legacy.
One plan.
Solicitors draft wills without looking at pensions. Mortgage brokers arrange finance in isolation. Better Call Sim brings it all together — one coordinated strategy across your estate planning, regulated financial advice, protection and property finance.
Book Your Financial & Estate ReviewONE JOINED-UP PLAN. ZERO GAPS.
Life doesn’t happen
in separate boxes.
Neither should your planning. When legal documents, pensions, property and tax strategies don’t talk to each other, costly gaps emerge. We connect every piece into one cohesive plan.
LOOK AFTER WHAT MATTERS.
Estate Planning
Make your wishes clear. Plan for the people and the legacy you leave behind.
- Wills & Trusts
- LPAs & Inheritance Tax
- Bloodline, Business & Care Planning
GIVE YOUR MONEY A PURPOSE.
Financial Advice
Connect your investments, retirement plans and protection with your life.
- Investments, ISAs & Bonds
- Pensions & Life Assurance
- Income & Business Protection
MAKE YOUR NEXT MOVE COUNT.
Property Finance
From your first property to your next investment, explore the way forward.
- Mortgages & Remortgages
- Buy-to-Let & Bridging
- Second Charges & Equity Release
THE PERSON BEHIND THE PLAN
Big on clarity.
Personal by design.
A new home. A growing family. A business you’ve worked hard to build. You don’t need a stack of disconnected conversations. You need somewhere to start.
I’m Simran Sahota. Better Call Sim brings financial, property and estate-planning conversations together around you.
Meet SimYOUR PEOPLE.
LET’S TALK.
THE BETTER CALL SIM APPROACH
A plan for now.
And what’s next.
Four connected stages. Start where you are, and keep your whole life in view.
01 / BUILD
Start with strong foundations.
Your home, your income, your priorities. Get a clear picture of where you are and what comes next.
These areas connect and overlap. Your plan can begin wherever you are.
KNOW WHERE YOU STAND
Do you have an
inheritance tax
question?
Get an illustrative view of your estate and a personalised report showing the assumptions and questions worth exploring.
Get My IHT Illustration Free browser download. No email required. Illustration only, not personal advice.can apply to the taxable part of an estate.
Your allowances and circumstances matter.
PLANNING IN THE REAL WORLD
Different lives.
Connected decisions.
Three hypothetical scenarios showing how the pieces fit together. These are illustrations, not client results.
Explore the scenariosFAMILY & LEGACY
A young family with property and no joined-up plan.
Connecting a new home, guardianship for young children, and independent family protection.
See the bigger pictureRETIREMENT & WEALTH
Connecting legacy pensions with an inheritance tax strategy.
Harmonising multiple pensions, buy-to-let equity, and family legacy for the next generation.
See the bigger pictureBUSINESS & SUCCESSION
Protecting the business and treating family fairly.
Aligning company shareholdings, business relief, and succession planning across children.
See the bigger pictureYOUR FINANCIAL & ESTATE REVIEW
Let’s make the
first move simple.
Complimentary Discovery
Share your family, property and financial priorities in a relaxed, no-jargon conversation.
Connecting the Whole Picture
We look across estate planning, pensions, mortgages and protection so nothing is left in a silo.
A Concrete Action Plan
Identify immediate gaps, tax exposure and sensible next steps — with any future fees agreed before you proceed.
The scope, format and any fee are agreed before you proceed.
STRAIGHT-TALKING INSIGHTS
Big topics.
Made clearer.
WISHES CLEAR.
THE BIGGER PICTURE / 01
Can I give my house to my children to avoid inheritance tax?
Why Gifts with Reservation of Benefit (GWROB) trip up families, and how the rules actually work.
Read the guideCHAPTER.
THE BIGGER PICTURE / 02
Why life assurance in trust is the cleanest way to fund an IHT bill.
How written-in-trust protection provides immediate tax-free cash without waiting for probate.
Read the guideWISHES CLEAR.
THE BIGGER PICTURE / 03
A will and an LPA: why they do different jobs.
One records wishes after death. The other protects decisions during life.
Read the guideCHAPTER.
THE BIGGER PICTURE / 04
Five things to gather before a pension review.
A little preparation can make the bigger picture easier to see.
Read the guideWHAT’S NEXT.
THE BIGGER PICTURE / 05
Coming to the end of your mortgage deal?
The key questions to consider before your next property-finance decision.
Read the guideStart with the Financial & Estate Review. Share what is on your mind and the areas you would like to explore. You do not need to choose a product or have every document ready to begin a conversation.
Yes. You may be thinking about a will, a pension or a mortgage. The service pages explain each area and show where a related decision may also deserve attention.
Your initial Financial & Estate Review is complimentary. It is an exploratory discussion to understand your family, your assets and your priorities.
If further advice or legal implementation is appropriate, the provider, scope and any applicable fees will be clearly explained and agreed with you in writing before you proceed.
No. Different parts of our service fall under different regulatory frameworks.
Regulated financial advice and regulated property finance are carried out through Anand Financial Architecture Ltd, authorised and regulated by the FCA (FRN 797619), subject to applicable FCA permissions and statutory protections.
For estate planning, we work in association with Countrywide Tax & Trust Corporation Ltd, an established estate-planning specialist whose organisation includes STEP-qualified practitioners (Trust and Estate Practitioners). Countrywide follows the STEP Will Writing Code.
We always make clear who is providing each service and what regulatory protections apply before you proceed.
The calculator is an illustration for a limited range of straightforward situations. It cannot assess suitability or every exemption, relief or family circumstance. Its report shows assumptions and identifies when an adviser’s review is needed.