In brief
Bring recent pension statements, contribution details, information about guarantees and charges, a State Pension forecast, and a picture of your goals and spending. A review should start with what you already have before considering whether anything should change.
Start with what you already have
Gather recent statements for workplace and personal pensions, details of contributions and any retirement dates you have in mind. Include the paperwork for any guaranteed benefits rather than assuming all pensions work in the same way.
Bring your goals into the conversation
Think about your expected household spending, other savings and any financial support you hope to give family. A State Pension forecast can be useful alongside your private arrangements.
Take time with any proposed change
Charges, investment risk, tax and benefits may all affect a decision. Moving or combining pensions is not automatically beneficial. A regulated adviser should explain the implications and whether any proposed action is suitable.
Source: MoneyHelper: Pensions and retirement