Financial advice and property finance
Better Call Sim is a trading style of Anand Wills & Trusts Ltd. Regulated financial advice and regulated property finance are provided by Anand Financial Architecture Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA Firm Reference Number 797619). You can verify Anand Financial Architecture Ltd and its permissions on the FCA Financial Services Register at register.fca.org.uk.
Estate planning, Wills and trusts
Estate planning, will writing and trust planning services are provided through Anand Wills & Trusts Ltd in association with Countrywide Tax & Trust Corporation Ltd. Estate planning and will-writing services are outside the scope of FCA regulation. The terms of engagement, specific services and governing jurisdiction are confirmed in writing before work begins.
Property finance varies
Residential mortgages and regulated equity release are FCA-regulated activities. Most buy-to-let mortgages, commercial lending, and certain bridging finance arrangements are not regulated by the FCA. The regulatory status, consumer protections and risks are explained for each specific financing structure before you proceed.
Professional credentials and consumer protections
Anand Wills & Trusts Ltd works in association with Countrywide Tax & Trust Corporation Ltd, an established estate-planning specialist whose organisation includes STEP-qualified practitioners (Trust and Estate Practitioners). Countrywide states that it follows the STEP Will Writing Code. Financial Ombudsman Service (FOS) and Financial Services Compensation Scheme (FSCS) protections apply strictly to eligible regulated activities carried out through Anand Financial Architecture Ltd, and do not apply to unregulated estate-planning services.
Investment and property risk warnings
The value of investments and any income from them can fall as well as rise, and you may get back less than you invest. Past performance is no guarantee of future returns. Tax treatment depends on individual circumstances and may change. Your home or property may be repossessed if you do not keep up repayments on a mortgage or other loan secured against it.