FOOTBALLERS & SPORTS PROFESSIONALS
Financial and Estate Planning for Footballers and Sports Professionals
Your career moves quickly. Your plan should move with it.
Football is more than a job. It is a career that can involve short-term contracts, performance bonuses, sponsorship income, transfers, overseas moves, injuries and major financial decisions—all while you are focused on training, matches and performing at your best.
You may also be supporting family, buying property, building a business or thinking about life after football. The challenge is making sure everything works together.
Better Call Sim provides a holistic planning service designed around the realities of a footballer’s life. We look at your finances, family, protection, estate and future goals as one connected picture—not as separate products or isolated decisions.
Our role is to help you understand what you have, identify what may be missing and coordinate the right support so you can move forward with greater confidence.
One joined-up plan for your whole life
Your circumstances may change quickly. A new contract, transfer, injury, marriage, child, property purchase or move abroad can all affect your financial and estate-planning needs.
We can help you create a clear plan covering:
- Your family and dependants
- Your income and changing contracts
- Your home and other property
- Your protection if illness or injury affects your career
- Your responsibilities if you cannot make decisions for yourself
- Your wealth, business interests and future plans
- Your life after football
Where appropriate, we can also work alongside your agent, accountant, solicitor and other professional advisers—with your permission—so that everyone is working towards the same objectives.
Protect your family and your legacy
Footballers often have more responsibility than people realise. You may be supporting parents, children, a partner or other family members, and your financial arrangements may be spread across different accounts, properties, policies and businesses.
We can help organise:
- A Will reflecting your family, property and wishes
- Guardianship planning for young children
- Lasting powers of attorney, so trusted people can help manage your affairs if illness or injury prevents you from doing so
- Appropriate trust planning for children, dependants or life-insurance benefits
- Reviews following marriage, divorce, the birth of a child, a transfer or a move abroad
- A clear record of your assets, debts, policies, pensions and important documents
The aim is to make sure the people who matter to you are protected and that your wishes are clear if the unexpected happens.
Protect your income and lifestyle
Your ability to earn may depend heavily on your fitness, contract and playing career. An injury or illness can affect not only your income, but also your mortgage, family commitments, lifestyle and future plans.
As part of a holistic review, we may consider:
- Life insurance
- Critical-illness cover
- Income protection
- Mortgage advice that takes account of contract-based or variable income, subject to lender criteria
- Existing policies and whether they remain suitable
- The financial impact of injury, illness, retirement or a change of club
- How your protection arrangements fit with your wider estate and financial plan
Insurance is subject to eligibility, underwriting, exclusions and policy terms. No policy can remove every financial risk associated with injury, illness or loss of earnings.
Plan for life after football
A playing career can be shorter than expected. Planning early can give you more choices later, whether you want to move into coaching, media, business, property, education or another career.
We can help you consider:
- Your financial goals during and after your playing career
- How to manage changing income
- Pension planning
- Investment planning where appropriate and within the provider’s permissions
- Property and business interests
- Education, retraining and future career opportunities
- How much you may need to maintain your lifestyle after football
- Regular reviews as your career, income and family circumstances change
The objective is not simply to manage today’s money. It is to help you build a secure platform for the next stage of your life.
Support for complex circumstances
Footballers may have arrangements involving image rights, sponsorships, overseas assets, international tax residence, company structures or multiple professional advisers.
These areas may require specialist legal and tax advice. We can help identify where specialist input is needed and work alongside your existing advisers or refer you to appropriate professionals where required.
A genuinely holistic process
Our approach is designed to be personal, practical and joined up.
Private discovery meeting
We take time to understand your career, family, income, commitments, existing arrangements and ambitions.
Whole-picture review
We look at your estate planning, protection, property, pensions, investments and future goals together.
Personal planning map
We identify priorities, gaps and the appropriate provider or professional for each area.
Implementation
Estate planning is provided through Anand Wills & Trusts Ltd. Regulated financial advice is provided only through or on behalf of Anand Financial Architecture Ltd and within its permissions.
Coordination
With your permission, we can work alongside your agent, accountant, solicitor and other advisers.
Ongoing reviews
We revisit your plan after a new contract, transfer, injury, marriage, new child, property purchase, retirement decision or other major change.
A plan built around you
There is no standard footballer package because no two careers, families or financial circumstances are the same.
Whether you are a young professional signing your first contract, an established player managing significant commitments or approaching the next stage of your career, we can help you understand the bigger picture and put the right arrangements in place.
You receive a personal, holistic service focused on your priorities—not a sales conversation built around a single product.
Book a private planning meeting
Start with a confidential conversation about your career, family, finances and future. We will help you understand what you already have, what may be missing and what deserves attention first.
There is no off-the-shelf package and no obligation to proceed until the provider, scope and fees have been explained.