AT A GLANCE
What does investment planning involve?
Investment planning connects your goals, time horizon and need for access to your money with the risks you can afford and are willing to take. It considers diversification, charges and tax. Investment values can fall as well as rise.
Investing is a way to put money towards longer term goals, whether that means future income, a family milestone or greater flexibility later in life. A considered approach begins with your financial foundations, then looks at the risks, costs and choices that fit the life you are planning for.
What this can help you explore
- Connect your money to clear and realistic goals.
- Explore how timescale and capacity for loss affect choices.
- Review how investments fit alongside cash and other assets.
Things to consider
Investments can fall as well as rise, and you may get back less than you invest.
Charges, inflation and tax can affect returns; money needed soon may need a different approach.
Your questions, answered.
It depends on your goals, timescale, financial position and ability to absorb losses, as well as how you feel about uncertainty.
Diversification can reduce reliance on any single investment. It cannot eliminate market risk or ensure a positive return.
Who provides this service?
The provider, applicable permissions, advice scope and terms must be confirmed before you proceed. Regulatory treatment and protections vary by service and product.
Regulatory information